Pay Less Tax — Legally

A salaried employee in the 30% bracket can save ₹60,000+ in taxes every year using these 5 strategies.

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Section 80C: Save ₹1.5 Lakh

Invest in ELSS, PPF, or EPF to claim ₹1.5 lakh deduction. At 30% slab, that's ₹45,000 saved instantly.

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NPS Saves Extra ₹50,000

Section 80CCD(1B) gives an additional ₹50,000 deduction for NPS — over and above the ₹1.5L 80C limit.

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HRA: Pay Rent, Save Tax

If you pay rent, claim HRA exemption. Even paying rent to parents is legal and saves thousands annually.

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Health Insurance = Tax + Protection

Section 80D: ₹25,000 deduction for self + ₹25,000 for parents. Saves ₹15,000 in tax at 30% slab.

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Start Tax Planning in April

Don't wait till March. Invest in ELSS via SIP from April to spread the load and maximise returns.