Privacy Policy

1. Introduction

Welcome to FreddyPost ("we," "our," or "us"). We are committed to protecting your privacy and ensuring transparency about how we handle information. This Privacy Policy explains our practices regarding data collection, use, and disclosure when you use our website.

By accessing or using FreddyPost, you agree to the terms of this Privacy Policy. If you do not agree with our policies and practices, please do not use our website.

2. Information We Collect

2.1 Information You Provide

We collect information that you voluntarily provide to us, including:

• Contact Information: When you contact us through our contact form, we collect your name, email address, and message content.
• Calculator Inputs: When you use our financial calculators, all calculations are performed locally in your browser. We do not collect, store, or transmit any financial data you enter into our calculators.

2.2 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing activity:

• Log Data: IP address, browser type, operating system, referring URLs, pages viewed, and timestamps
• Cookies and Similar Technologies: We use cookies and similar tracking technologies to enhance your experience and analyze site usage
• Analytics Data: We use Google Analytics to understand how visitors interact with our website

3. How We Use Your Information

We use the information we collect for the following purposes:

• To provide, maintain, and improve our website and services
• To respond to your inquiries and provide customer support
• To analyze website usage and optimize user experience
• To detect, prevent, and address technical issues and security threats
• To comply with legal obligations and enforce our terms of service

4. Cookies and Tracking Technologies

4.1 What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences and understand how you use the site.

4.2 Types of Cookies We Use

• Essential Cookies: Required for the website to function properly
• Analytics Cookies: Help us understand how visitors use our website (Google Analytics)
• Advertising Cookies: Used to display relevant advertisements (Google AdSense)

4.3 Managing Cookies

You can control and manage cookies through your browser settings. However, disabling cookies may affect the functionality of our website. Most browsers allow you to:

• View and delete cookies
• Block third-party cookies
• Block cookies from specific websites
• Block all cookies

5. Third-Party Services

5.1 Google AdSense

We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to our website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet.

You may opt out of personalized advertising by visiting Google Ads Settings or by visiting www.aboutads.info.

5.2 Google Analytics

We use Google Analytics to analyze website traffic and user behavior. Google Analytics collects information anonymously and reports website trends without identifying individual visitors. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

5.3 Formspree

We use Formspree to process contact form submissions. When you submit a contact form, your information is transmitted to Formspree and then forwarded to us via email. Formspree's privacy policy can be found at formspree.io/legal/privacy-policy.

5.4 External Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to read the privacy policies of any third-party sites you visit.

6. Data Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

Important: All financial calculations performed on our website happen locally in your browser. We do not transmit, store, or have access to any financial data you enter into our calculators.

7. Data Retention

We retain information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Contact form submissions are retained for customer service purposes and may be deleted upon request.

8. Children's Privacy

Our website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will delete such information.

9. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Objection: Object to our processing of your personal information
• Opt-out: Opt out of receiving marketing communications

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

10. International Data Transfers

Our website is hosted on servers that may be located in different countries. By using our website, you consent to the transfer of your information to countries outside your country of residence, which may have different data protection laws.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically.

12. California Privacy Rights

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising your privacy rights

Note: We do not sell personal information to third parties.

13. GDPR Compliance (European Users)

If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR):

• Right of access to your personal data
• Right to rectification of inaccurate data
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object to processing
• Rights related to automated decision-making and profiling

15. Consent

By using our website, you consent to our Privacy Policy and agree to its terms. If you do not agree with this policy, please do not use our website.