SIP Calculator
Calculate the future value of your monthly investments
Estimated Maturity Value
₹11,61,695
Total Invested
₹6,00,000
51.6%
Wealth Gained
₹5,61,695
48.4%
Year-by-Year Growth
| Year | Total Invested | Maturity Value |
|---|---|---|
| Year 1 | ₹60,000 | ₹64,047 |
| Year 2 | ₹1,20,000 | ₹1,36,216 |
| Year 3 | ₹1,80,000 | ₹2,17,538 |
| Year 4 | ₹2,40,000 | ₹3,09,174 |
| Year 5 | ₹3,00,000 | ₹4,12,432 |
| Year 6 | ₹3,60,000 | ₹5,28,785 |
| Year 7 | ₹4,20,000 | ₹6,59,895 |
| Year 8 | ₹4,80,000 | ₹8,07,633 |
| Year 9 | ₹5,40,000 | ₹9,74,108 |
| Year 10 | ₹6,00,000 | ₹11,61,695 |
📈 SIP Investment Guide — Build Wealth Systematically
"Systematic Investment Plan (SIP) is a disciplined way of investing in mutual funds. Instead of timing the market, you invest a fixed amount regularly, which helps in long-term wealth creation."
⚙️ How SIP Works
SIP works on the principle of Rupee Cost Averaging. When markets are down, you buy more units; when markets are up, you buy fewer units. Over time, this averages out the cost.
🔢 The Power of Compounding
The longer you stay invested, the more your earnings generate their own earnings. This exponential growth is why starting early is crucial.
🚀 Why Choose SIP?
- ✓Disciplined SavingAutomates your investments every month.
- ✓No Market TimingTakes away the stress of watching the market.
- ✓Small StartsStart with as little as ₹500 per month.
- ✓CompoundingSmall regular amounts grow into massive wealth.
Types of Mutual Funds for SIP
Large Cap
Stable, top 100 companies
Mid Cap
High growth potential
Small Cap
Aggressive, high risk
ELSS
Tax saving (Sec 80C)
Strategy: Step-Up SIP
Increase your SIP amount by just 10% every year as your salary increases. This "Step-Up" can potentially double your final maturity amount compared to a flat SIP.