PM Kisan Samman Nidhi — ₹6,000/Year for Farmers

The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is one of India's largest direct benefit transfer schemes, providing financial support to small and marginal farmers across the country. Launched in February 2019, the scheme has disbursed over ₹2.8 lakh crore to more than 11 crore farmer families.

What is PM Kisan Samman Nidhi?#

PM-KISAN is a Central Government scheme that provides income support of ₹6,000 per year to all eligible farmer families. The amount is paid in three equal installments of ₹2,000 each, directly into the farmer's bank account through Direct Benefit Transfer (DBT).

The scheme aims to supplement the financial needs of farmers for procuring inputs like seeds, fertilizers, and equipment, as well as to meet household expenses.

Payment Schedule

• 1st Installment: April–July
• 2nd Installment: August–November
• 3rd Installment: December–March

Who is Eligible?#

Eligible Beneficiaries

• All landholding farmer families with cultivable land
• Both small and marginal farmers (no upper land limit since 2019 revision)
• Farmers from all states and Union Territories
• Sharecroppers and tenant farmers (in some states)

Who is NOT Eligible?

The following categories are excluded:

1. Former and current holders of constitutional posts (President, Vice President, Ministers, MPs, MLAs)
2. Former and current Central/State Government employees (except Group D/Multi-Tasking Staff)
3. All retired pensioners drawing ₹10,000+ per month
4. Income tax payers (those who paid income tax in the last assessment year)
5. Professionals like doctors, engineers, lawyers, CAs, architects
6. Institutional landholders (companies, trusts, societies)

Key Benefits#

• Direct cash transfer: ₹6,000/year directly to bank account
• No middlemen: DBT ensures money reaches farmers without leakage
• Flexible use: No restriction on how the money is used
• Nationwide coverage: Available in all 28 states and 8 UTs
• Aadhaar-linked: Secure and transparent payment system

Documents Required#

1. Aadhaar card (mandatory — for identity verification)
2. Land ownership documents (Khasra/Khatauni/Jamabandi)
3. Bank account details (account number, IFSC code)
4. Mobile number (linked to Aadhaar preferred)
5. Passport-size photograph
6. Caste certificate (if applicable, for SC/ST farmers)

How to Apply — Online#

Method 1: PM-KISAN Portal (pmkisan.gov.in)

1. Visit pmkisan.gov.in
2. Click on "Farmers Corner" → "New Farmer Registration"
3. Select Rural or Urban Farmer Registration
4. Enter Aadhaar number and mobile number
5. Fill in personal details, bank account details, and land details
6. Upload required documents
7. Submit and note the registration number

Method 2: Common Service Centre (CSC)

1. Visit your nearest CSC (Jan Seva Kendra)
2. Carry all required documents
3. CSC operator will fill and submit the form
4. Nominal service charge may apply

Method 3: Through Patwari/Revenue Officer

1. Contact your local Patwari or Revenue Officer
2. They can register you through the state government portal
3. Free of charge

How to Check Payment Status#

1. Visit pmkisan.gov.in
2. Click "Farmers Corner" → "Beneficiary Status"
3. Enter Aadhaar number, Account number, or Mobile number
4. View all installment payment details

How to Check Beneficiary List#

1. Visit pmkisan.gov.in
2. Click "Farmers Corner" → "Beneficiary List"
3. Select State → District → Sub-District → Block → Village
4. View the complete list of registered beneficiaries in your village

Common Issues and Solutions#

Issue: Payment not received despite registration

• Check if Aadhaar is linked to bank account
• Verify bank account details are correct
• Check if e-KYC is completed

Issue: Name mismatch

• Ensure name in Aadhaar matches land records
• Contact local agriculture office for correction

Issue: e-KYC pending

• Complete e-KYC at pmkisan.gov.in or nearest CSC
• OTP-based e-KYC available on portal

PM-KISAN and Other Farmer Schemes#

PM-KISAN works alongside other farmer welfare schemes:

• PM Fasal Bima Yojana: Crop insurance
• Kisan Credit Card (KCC): Low-interest credit for farmers
• PM Kisan Maan Dhan Yojana: Pension scheme for farmers
• Soil Health Card: Free soil testing

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Frequently Asked Questions#

Frequently Asked Questions#

1. What is the PM Kisan installment amount?

PM Kisan provides ₹6,000 per year in three equal installments of ₹2,000 each. Installments are paid in April-July, August-November, and December-March.

2. Can tenant farmers apply for PM Kisan?

The scheme primarily covers landholding farmers. Tenant farmers and sharecroppers may be eligible in states that have included them in the beneficiary list. Check with your state agriculture department.

3. Is PM Kisan available for urban farmers?

Yes, PM Kisan covers both rural and urban farmers who own cultivable land. Urban farmers can register through the Urban Farmer Registration option on the portal.

4. What happens if I receive PM Kisan payment but am not eligible?

Ineligible beneficiaries who have received PM Kisan payments must return the amount. The government conducts periodic verification and recovers payments from ineligible beneficiaries.

5. How long does PM Kisan registration take?

After submitting the application, verification by state/district authorities takes 2–4 weeks. Once approved, the next installment is credited to your account.

6. Can I register for PM Kisan if my land is in joint ownership?

Yes. In case of joint ownership, one family member can register. The ₹6,000 annual benefit is per family, not per land parcel.

7. What is e-KYC in PM Kisan?

e-KYC (electronic Know Your Customer) is mandatory for PM Kisan. It verifies your Aadhaar details. You can complete it via OTP on the PM Kisan portal or biometric verification at a CSC.

8. Is PM Kisan amount taxable?

PM Kisan payments are agricultural income and are generally exempt from income tax under Section 10(1) of the Income Tax Act.

9. Can I update my bank account details for PM Kisan?

Yes. Visit pmkisan.gov.in → Farmers Corner → Updation of Self Registered Farmer. You can update bank account details, mobile number, and other information.

10. What is the PM Kisan helpline number?

PM Kisan "helpline": 155261 or 1800-115-526 (toll-free). "Email": pmkisan-ict@gov.in. You can also contact your local agriculture office.